.kchip{display:inline-flex;align-items:center;gap:6px;background:#142c44;border:1px solid #24405e;border-radius:10px;padding:11px 15px;font-size:14px;font-weight:600;color:#0d1b2a;text-decoration:none;transition:all .15s}
.kchip:hover{border-color:#19d185;color:#19d185;text-decoration:none;transform:translateY(-1px)}
.kgrid{display:flex;flex-wrap:wrap;gap:10px;max-width:1000px;margin:0 auto}
.quick-answer{max-width:880px;margin:0 auto;background:linear-gradient(135deg,#FBF8F0,#FFF);border:1px solid #E5DFC8;border-left:4px solid #19d185;border-radius:14px;padding:26px 30px}
.quick-answer .qe{font-size:12px;letter-spacing:2px;text-transform:uppercase;color:#8B6914;font-weight:700;margin-bottom:8px}
.quick-answer p{font-size:17px;line-height:1.7;color:#2A2A2A;margin:0}
.prose{max-width:820px;margin:0 auto;font-size:16px;line-height:1.85;color:#33312C}.prose p{margin:0 0 18px}
.tcards{display:grid;grid-template-columns:1fr;gap:16px;max-width:1040px;margin:0 auto}
@media(min-width:640px){.tcards{grid-template-columns:repeat(2,1fr)}}
@media(min-width:980px){.tcards{grid-template-columns:repeat(3,1fr)}}
.tcard{background:#142c44;border:1px solid #24405e;border-radius:14px;padding:24px;text-decoration:none;display:block;transition:all .2s}
.tcard:hover{border-color:#19d185;box-shadow:0 8px 22px rgba(184,134,11,.1);text-decoration:none;transform:translateY(-2px)}
.tcard .te{font-size:11px;letter-spacing:1.5px;text-transform:uppercase;color:#8B6914;font-weight:700}
.tcard h3{font-family:'Cormorant Garamond',serif;font-size:22px;color:#0d1b2a;margin:6px 0 8px}
.tcard p{font-size:14px;color:#4A4A4A;line-height:1.6;margin:0}
.hcards{display:grid;grid-template-columns:1fr;gap:16px;max-width:1000px;margin:0 auto}
@media(min-width:680px){.hcards{grid-template-columns:repeat(2,1fr)}}
.hc{background:#142c44;border:1px solid #24405e;border-radius:14px;padding:22px}
.hc h3{font-family:'Cormorant Garamond',serif;font-size:20px;margin:0 0 6px;color:#0d1b2a}
.hc p{font-size:14px;color:#4A4A4A;line-height:1.6;margin:0}
.bgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;max-width:1040px;margin:0 auto}
.bx{background:#142c44;border:1px solid #24405e;border-radius:14px;padding:22px}
.bx h4{font-family:'Cormorant Garamond',serif;font-size:19px;margin:0 0 6px;color:#0d1b2a}
.bx p{font-size:13.5px;color:#4A4A4A;line-height:1.6;margin:0}
.steps{display:grid;grid-template-columns:1fr;gap:14px;max-width:900px;margin:0 auto;counter-reset:s}
@media(min-width:680px){.steps{grid-template-columns:repeat(4,1fr)}}
.step{background:#0d1b2a;color:#0d1b2a;border-radius:14px;padding:22px;position:relative}
.step::before{counter-increment:s;content:counter(s);font-family:'Cormorant Garamond',serif;font-size:30px;color:#19d185;display:block;margin-bottom:6px}
.step h4{font-size:16px;margin:0 0 4px;color:#FFF}.step p{font-size:13px;color:#CFC9BE;line-height:1.55;margin:0}
.callout.takeaways,.callout.takeaways p,.callout.takeaways li{color:#14213d !important}