:root{--bg:#0f1216;--surface:#171c23;--surface-2:#1e242d;--line:#2a323d;--text:#e8e6e1;--muted:#9aa3ad;--accent:#f0964a;--accent-dark:#d97e33;--good:#7fc98f}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.7;font-size:16px}
.wrap{max-width:860px;margin:0 auto;padding:0 20px}
a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}
a:focus-visible,summary:focus-visible{outline:2px solid var(--accent);outline-offset:3px;border-radius:4px}
.trustbar{background:#0a0d10;border-bottom:1px solid var(--line);font-size:12.5px;color:var(--muted);text-align:center;padding:8px 12px}
.trustbar b{color:var(--text);font-weight:600}
header{border-bottom:1px solid var(--line)}
.hrow{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0;flex-wrap:wrap}
.logo{font-size:22px;font-weight:800;color:#fff}
nav{display:flex;gap:14px;flex-wrap:wrap;font-size:13.5px}
nav a{color:var(--muted)}nav a:hover{color:var(--text);text-decoration:none}
.btn{display:inline-block;background:var(--accent);color:#141414;font-weight:700;padding:10px 22px;border-radius:999px;font-size:14.5px;transition:background .15s,transform .15s}
.btn:hover{background:var(--accent-dark);text-decoration:none;transform:translateY(-1px)}
.btn-ghost{background:transparent;border:1px solid var(--line);color:var(--text)}
.btn-ghost:hover{background:var(--surface);border-color:var(--muted)}
.hero{padding:44px 0 28px}
.eyebrow{font-size:12px;letter-spacing:.18em;color:var(--accent);font-weight:700;text-transform:uppercase}
h1{font-size:clamp(28px,4.6vw,40px);line-height:1.2;color:#fff;margin:12px 0 14px;font-weight:800}
.sub{color:var(--muted);font-size:17px;max-width:640px}
.cta-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
.crumbs{font-size:13px;color:var(--muted);margin-top:22px}.crumbs a{color:var(--muted)}
main{padding:12px 0 40px}
h2{font-size:23px;color:#fff;margin:38px 0 12px;font-weight:750}
p{margin:0 0 14px}
.note{font-size:13.5px;color:var(--muted);border-left:3px solid var(--line);padding:8px 14px;margin:16px 0}
.tbl{width:100%;border-collapse:collapse;margin:18px 0;font-size:14.5px;background:var(--surface);border:1px solid var(--line);border-radius:10px;overflow:hidden}
.tbl th{background:var(--surface-2);color:#fff;text-align:left;padding:11px 14px;border-bottom:1px solid var(--line)}
.tbl td{padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}
.tbl tr:last-child td{border-bottom:none}
.tscroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px;margin:18px 0}
.card{display:block;background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:18px;color:var(--text);transition:border-color .15s,transform .15s}
.card:hover{border-color:var(--accent);text-decoration:none;transform:translateY(-2px)}
.card .tag{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);font-weight:700}
.card h4{color:#fff;font-size:15.5px;margin:8px 0 6px;line-height:1.35}
.card p{font-size:13.5px;color:var(--muted);margin:0}
details{background:var(--surface);border:1px solid var(--line);border-radius:10px;margin-bottom:10px}
summary{cursor:pointer;padding:14px 16px;font-weight:650;color:#fff;list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--accent);font-weight:700;font-size:18px}
details[open] summary::after{content:"–"}
details .a{padding:0 16px 16px}
.ctabox{background:linear-gradient(180deg,var(--surface),var(--surface-2));border:1px solid var(--line);border-radius:14px;padding:30px 24px;text-align:center;margin:40px 0 10px}
.ctabox p{color:var(--muted);max-width:520px;margin:0 auto 18px}
.rel{list-style:none;margin:14px 0 0;padding:0}
.rel li{border-bottom:1px solid var(--line);padding:10px 0}
.rel li:last-child{border-bottom:none}
footer{border-top:1px solid var(--line);margin-top:50px;padding:34px 0;font-size:13.5px;color:var(--muted)}
footer h4{color:#fff;font-size:14px;margin-bottom:8px}
.fgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px;margin-bottom:22px}
.fgrid a{display:block;color:var(--muted);margin-bottom:5px}
.copyright{border-top:1px solid var(--line);padding-top:16px;font-size:12.5px}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media (max-width:640px){nav{display:none}.hero{padding:32px 0 22px}}
.callout.takeaways,.callout.takeaways p,.callout.takeaways li{color:#14213d !important}.callout.takeaways,.callout.takeaways p,.callout.takeaways li{color:#14213d !important}